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Free credit reports for free Virginians
Come September and Virginians have a reason to celebrate as this month ends one full year from the time they could get their free annual report. All the three major credit - reporting agencies are obliged to give them one.
Ed Mierzwinski of the U.S. Public Interest Research Group in Washington said that there were two main reasons why Congress allowed you to look at your credit report. The first was to check that you have not become victim to identity theft and second to ensure that errors in the report are not depreciating your credit score, hence making you pay extra and be denied credit for future purposes.
Mierzwinski's advice is to check your free credit reports and not pay extra to the credit bureaus for supposed extra credit-monitoring services. This is also what any consumer advocate would recommend
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